Found the perfect home? We can help you find the perfect mortgage.

Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months.

We've seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage.

A review of our Loan Programs appears on this website. Call or e-mail us and we'll develop a personalized quote.

Are you already living in your dream home? Maybe it can be even dreamier with a lower monthly mortgage payment! Refinancing could be the way to go. Check it out with our Refinance Mortgage Calculator.

Or, try out our Debt Consolidation Mortgage Calculator to see if a home equity loan or second mortgage would work for you.

Buying a home is a big investment. We can be there with you every step of the way. Our company has been in this business for a long time, and we invite you to put our experience and expertise to work for you.

  • Enthusiasm working for you
    Helping people make one of their most important decisions is a serious responsibility, but something that I enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
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    I have many years of experience and knowledge working in this industry. I can say with confidence that I'll get the job done right.
 
Mortgage News Daily


The Day Ahead: NFP, Fedspectations, Euro-Drama Provide Target-Rich Environment - 1 hour ago
Posted To: MBS CommentaryIf the two key considerations for bond markets these days are Europe and FOMC Policy, and if the first three days of the week favored one over the other, then Friday will go a long way toward making up for it--at least it could, given the line up of data. In other words, the successive days of rallying into record low territory for US Treasuries have largely been a factor of accelerating Euro-meltdown concerns. If it's not Greece, it's Spain, and if not them, then maybe it's Greece again, or Italy, or I don't know, but sell Euros! Buy Treasuries! Arrrgh! But even if the European component of the recent market malaise is the larger consideration, the Fed Policy component remains significant. The Fed's as much as told us that further easing is contingent on the evolving domestic economic picture...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
FHFA Veteran Picked to Run Strategic Plan for Fannie and Freddie - 17 hours ago
Posted To: MND NewsWireThe Federal Housing Finance Agency (FHFA) announced a new office to implement its Strategic Plan for Fannie Mae and Freddie Mac Conservatorships and named the person who will head it. Acting FHFA Director Edward J. DeMarco appointed Wanda I. DeLeo as Deputy Director of FHFA, responsible for the newly created Office of Strategic Initiatives. The Plan which was sent to Congress is February established objectives and steps for FHFA to take to meet its obligations as conservator of the two government sponsored enterprises (GSEs). Under the plan, the next phase of the conservatorship will require FHFA to: Build a new infrastructure for the secondary mortgage market; Contract in a gradually manner the GSEs dominant presence in the marketplace while simplifying and shrinking their operations; and...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Lines Drawn over California Homeowner Legislation - 17 hours ago
Posted To: MND NewsWireThere is a bit of a dust-up going on over passage of a Homeowner Bills of Rights in California . The Center for Responsible Lending ( CRL ) and the Mortgage Bankers Association ( MBA ) have weighed in on opposite sides of the package consisting of six bills sponsored by Attorney General Kamala Harris. Harris, when she introduced the legislation, said that they had a goal of providing homeowners with a system where the rules are clear, where everyone gets a fair shot and everyone has equal standing. In simple terms, the bills which are modeled to a certain extent on the $25 billion settlement agreement would ban robo-signing, give tenants 90 days rather than 60 to leave a property after foreclosure and end "dual tracking" where a servicer is negotiating a modification while still speeding toward...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBS RECAP: Some Month-End Volatility, But Bond Markets Hold Gains - 17 hours ago
Posted To: MBS CommentaryMBS Live : MBS Afternoon Market Summary In an earlier alert at 2:02pm, we postulated that the rest of the trading day may be some sort of sideways or triangular pattern of narrowing ranges ahead of tomorrow morning's NFP, and that's effectively all that's happened this afternoon. We saw a big jolt of price movement just ahead of the 3pm hour into the Treasury close (end of day and end of month), but it was purely trade-flow driven. MBS, TSYs, The Euro, and most everything else took two steps forward, two steps back, and have been trading in decreasing amplitudes since then. Yes, it's all about Europe, but NFP is still super important tomorrow morning. It can definitely move markets even if that movement is more muted due to Europe. Remember that NFP is less about the state of the economy tomorrow...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Mortgage Rates At New All Time Lows Ahead Of Key Jobs Report - 19 hours ago
Posted To: Mortgage Rate WatchMortgage Rates improved again today as domestic economic data joined with ongoing fear of a European currency collapse to send US Treasury yields well into new all time lows. Mortgage rates duplicated that feat, but not nearly as convincingly. After being stuck in the mud for months at 3.875%, the mortgage rate levy broke, giving way to 3.75% recently. With today's gains, some lenders are at a 3.625% Best-Execution rate for 30yr Fixed Conventional Loans. (Read More: What is A Best-Execution Mortgage Rate? ) (Get Caught Up With: Yesterday's Post ) Although the market continues to be primarily driven by Europe, today saw the addition of slightly negative domestic economic data contribute to an incrementally gloomier outlook for the global economy. Investors are scared and the common quip being...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
 
House Loans Mortgage Services Corp
505 N. Tustin Ave., Suite 276
Santa Ana, CA 92705
Office Phone: (877) 696-4687
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